Territory Business Manager-SBE Small Business Enterprise 0412 1459 1096024
Kotak Mahindra Bank · Mumbai, Maharashtra · Full-time
Roles and Responsibilities
• To understand client’s business & provide appropriate working capital solutions across Fund/ non-Fund based products like Cash Credit, Demand Loan, Buyer’s credit, LC, BG etc.
• Work closely with Branch Banking teams for new customer addition.
• To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies.
• To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.
• Focus to continually increase the Book size and profitability of the assigned portfolio.
• To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships.
Desired Candidate Profile
• Excellent written and oral communication skills
• Preferably MBA/ CA / Graduation
• Experience: 4-8 years’ experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees.
• Strong oral and written Communication Relationship Management Skill Good influencing skills