Analyst - Product Controller

Key Responsibilities • Month-end close & reporting oversight • Prepare and review month-end close and reporting entries and deliverables, ensuring accuracy, completeness, and timeliness. • Perform and review variance analysis, identify key drivers, and communicate insights to stakeholders and management. • Financial, SEC & regulatory submissions • Support preparation and review of financial reporting and documentation required for internal and external reporting. • Provide support for SEC and regulatory reporting processes, including coordination, validation, and timely issue resolution. • Recovery & Resolution / US regulatory support • Support periodic Recovery & Resolution appendices and other US regulatory submissions, ensuring adherence to governance and documentation standards. • Systems, controls, and change management • Review, test, and validate system enhancements impacting financial and regulatory reporting (e.g., SAP/Essbase outputs, upstream/downstream impacts). • Drive process improvements, strengthen controls, and implement sustainable procedures to reduce operational risk. • Accounting standards & policy implementation • Assist with adoption of new US GAAP accounting standards and evolving regulatory requirements; assess impacts and support implementation and reporting updates. • Stakeholder management & escalation • Build strong working relationships across Card leadership, Finance, PMs, and control partners. • Proactively and constructively escalate issues, and present complex topics clearly and concisely to management Required Qualifications & Experience • Education: Bachelor’s degree in Accounting (required). • Experience: 1-3 years in an accounting/controllership environment (internal or external). • Preferred certifications: CA / CPA / MBA (Finance). • Domain preference: Prior experience in Controllers within Retail Banking/Card (preferred). Skills & Competencies • Strong understanding of US GAAP (preferred). • Strong analytical capability including variance analysis and ability to synthesize large datasets into clear messaging for leadership. • Strong problem-solving, critical thinking, and attention to detail; able to operate with appropriate governance and controls mindset. • Ability to learn quickly, structure an approach, and execute to deliver results in a deadline-driven environment. • Strong project execution skills; ability to drive deliverables across stakeholders. • Strong organizational skills and ability to manage multiple priorities simultaneously. Systems / Tools (Preferred) • Advanced Excel skills. • Experience with SAP and Essbase (preferred). Work Schedule • Primary shift: 2:00 PM – 11:00 PM, with extension during critical business periods (e.g., month-end, quarter-end, key regulatory deadlines).